Terms of Service
(Effective Date: December 18, 2016)
THE SECTIONS BELOW TITLED "AGREEMENT TO ARBITRATE" AND "CLASS ACTION WAIVER" CONTAINS A BINDING ARBITRATION AGREEMENT AND CLASS ACTION WAIVER. THEY AFFECT YOUR LEGAL RIGHTS. PLEASE READ THEM.
ReceiptMatch may change these Terms at any time by posting the changes on the Platform or by publishing a notice in the Services. Changes will be effective following the posting of the revised Terms. Your continued use of the Services after we have posted changes to these Terms will indicate your acceptance of the revised Terms. Please check the Terms posted on our Platform regularly for any changes.
2. Consent to Doing Business Electronically.
In order to enroll for an account at ReceiptMatch, we must provide certain disclosures, notices, documents and information (“Communications”) required by law. We can only provide this information electronically if you consent. This section informs you of your rights when receiving Communications from us electronically.
Electronic Communications. You agree that all Communications from us relating to your use of ReceiptMatch Services may be provided or made available to you electronically by e-mail or through our mobile application or website. If you consent, you still have the right to receive a free paper copy of any legally required Communication by contacting us in the manner described below.
Scope of Consent. Your consent to receive Communications and do business electronically, and our agreement to do so applies to all of your interactions and transactions through and with ReceiptMatch and subsidiaries.
Hardware and Software Requirements. To access and retain the Communications electronically, you will need to have a device capable of connecting to the Internet and accessing ReceiptMatch’s mobile application and website, a valid email address that has been provided to ReceiptMatch (as well as access to this email address), and an internet browser. You acknowledge that you can access the Communications in the designated formats described herein.
Withdrawing Consent. You may withdraw your consent to receive Communications electronically by contacting us in the manner described below. Any withdrawal of your consent to receive electronic Communications will be effective only after we have a reasonable period of time to process your withdrawal. You understand and agree that if you withdraw your consent to receive electronic Communications we may – though we are not obligated to – cancel your enrollment to ReceiptMatch.
Assignment. In addition, you further acknowledge that your consent to have all Communications provided or made available to you in electronic form is assignable to any person, company, bank, financial institution or entity that is an assignee of ReceiptMatch’s rights.
Changes in Your Contact Information. Please keep us informed of any changes in your email or mailing address so that you continue to receive all Communications without interruption. You may also change your designated email address through our website or mobile application in the profile settings page. You may withdraw your consent to receive Communications electronically or contact us by email at email@example.com.
3. Description of the Services.
3.1 Through the Platform, we offer personal and business finance management, and receipt scanning and aggregation services, including but not limited to, email transactions confirmations, emailed receipts and paper receipts. We store, analyze, order and organize your purchase history, to make your life easier. We also will give you targeted promotional offers and advertisements for discounts on products or services based on your purchase patterns (the “Offers”). The Platform may also be used to monitor for potential unwanted and unauthorized charges for credit card accounts, bank accounts, and other financial accounts specified by the User (as defined below) (the “User Accounts”), potential fraud detection, and access to other financial products and accounts.
3.2 ReceiptMatch may offer certain features or services within the Services that are provided by third parties (“Third Party Providers”). Except as expressly set forth in this Section 2.2, your use of such features or services will be governed by these Terms. Some of the features or services that we offer are provided by the following Third Party Providers:
Data Aggregation Provider
We've engaged Data Aggregation Provider, a trusted, industry-standard third party provider to provide us financial account aggregation services. We will pass your financial institution credentials, your financial institutions' name and your credit and/or debit card names and other financial credentials such as reward and miles Account Credentials”) that you provide during registration to our Data Aggregation Provider and the Data Aggregation Provider will store such information on its servers in accordance with their security and privacy practices in order to provide services. For improved safety, we purposefully do not store any of your financial account credentials. The following terms apply to the services provided by our data aggregation provider. These terms are in addition to all other terms contained in these Terms:
1. Provide Accurate Information. You, the end user, agree to provide true, accurate, current and complete information about yourself and your accounts maintained at other web sites and you agree to not misrepresent your identity or your account information. You agree to keep your account information up to date and accurate.
2. Proprietary Rights. You are permitted to use content delivered to you through the service only on the service. You may not copy, reproduce, distribute, or create derivative works from this content. Further, you agree not to reverse engineer or reverse compile any of the service technology, including but not limited to, any Java applets associated with the service.
3. Content You Provide. You are licensing to ReceiptMatch and its service providers, the Account Credentials you provide through or to the service. ReceiptMatch and service providers may use, modify, display, distribute and create new material using such Account Credentials to provide the service to By submitting the Account Credentials, you automatically agree, or promise that the owner of such Account Credentials has expressly agreed that, without any particular time limit, and without the payment of any fees, ReceiptMatch and service providers may use the Account Credentials for the purposes set out above. As between ReceiptMatch and service providers, ReceiptMatch owns your confidential account information.
4. Third Party Accounts. By using the service, you authorize ReceiptMatch and affiliates to access third party sites designated by you, on your behalf, to retrieve information requested by you, and to register for accounts requested by you. For all purposes hereof, you hereby grant ReceiptMatch and affiliates a limited power of attorney, and you hereby appoint ReceiptMatch and affiliates as your true and lawful attorney-in-fact and agent, with full power of substitution and resubstitution, for you and in your name, place and stead, in any and all capacities, to access third party internet sites, servers or documents, retrieve information, and use your accounts, passwords, and other information, all as described above, with the full power and authority to do and perform each and every act and thing requisite and necessary to be done in connection with such activities, as fully to all intents and purposes as you might or could do in person. YOU ACKNOWLEDGE AND AGREE THAT WHEN RECEIPTMATCH OR AFFILIATES ACCESSES AND RETRIEVES INFORMATION FROM THIRD PARTY SITES, RECEIPTMATCH AND AFFLIATES ARE ACTING AS YOUR AGENT, AND NOT THE AGENT OR ON BEHALF OF THE THIRD PARTY. You agree that third party account providers shall be entitled to rely on the foregoing authorization, agency and power of attorney granted by you. You understand and agree that the service is not endorsed or sponsored by any third party account providers accessible through the service.
5. DISCLAIMER OF WARRANTIES. YOU EXPRESSLY UNDERSTAND AND AGREE THAT:
YOUR USE OF THE SERVICE AND ALL INFORMATION, PRODUCTS AND OTHER CONTENT (INCLUDING THAT OF THIRD PARTIES) INCLUDED IN OR ACCESSIBLE FROM THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. RECEIPTMATCH AND AFFILIATES EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND AS TO THE SERVICE AND ALL INFORMATION, PRODUCTS AND OTHER CONTENT (INCLUDING THAT OF THIRD PARTIES) INCLUDED IN OR ACCESSIBLE FROM THE SERVICE, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT.
RECEIPTMATCH AND AFFILIATES MAKE NO WARRANTY THAT (i) THE SERVICE WILL MEET YOUR REQUIREMENTS, (ii) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE, (iv) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SERVICE WILL MEET YOUR EXPECTATIONS, OR (V) ANY ERRORS IN THE TECHNOLOGY WILL BE CORRECTED.
ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK AND YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM RECEIPTMATCH OR AFFILIATES THROUGH OR FROM THE SERVICE WILL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS.
6. LIMITATION OF LIABILITY. YOU AGREE THAT NEITHER RECEIPTMATCH OR AFFILIATES NOR ANY OF THEIR AFFILIATES, ACCOUNT PROVIDERS OR ANY OF THEIR AFFILIATES WILL BE LIABLE FOR ANY HARMS, WHICH LAWYERS AND COURTS OFTEN CALL DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES, EVEN IF RECEIPTMATCH OR AFFILIATES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, RESULTING FROM: (i) THE USE OR THE INABILITY TO USE THE SERVICE; (ii) THE COST OF GETTING SUBSTITUTE GOODS AND SERVICES, (iii) ANY PRODUCTS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO, THROUGH OR FROM THE SERVICE; (iv) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (v) STATEMENTS OR CONDUCT OF ANYONE ON THE SERVICE; (vi) THE USE, INABILITY TO USE, UNAUTHORIZED USE, PERFORMANCE OR NON-PERFORMANCE OF ANY THIRD PARTY ACCOUNT PROVIDER SITE, EVEN IF THE PROVIDER HAS BEEN ADVISED PREVIOUSLY OF THE POSSIBILITY OF SUCH DAMAGES; OR (vii) ANY OTHER MATTER RELATING TO THE SERVICE.
7. Indemnification. You agree to protect and fully compensate ReceiptMatch and affiliates from any and all third party claims, liability, damages, expenses and costs (including, but not limited to, reasonable attorneys’ fees) caused by or arising from your use of the service, your violation of these terms or your infringement, or infringement by any other user of your account, of any intellectual property or other right of anyone.
8. You agree that the Data Aggregation Provider is a third party beneficiary of the above provisions, with all rights to enforce such provisions as if the Data Aggregation Provider were a party to this Agreement.
4. License to Use the App.
Subject to the terms and conditions set forth herein, ReceiptMatch hereby grants you a limited, non-exclusive, non-transferable license to download and install a copy of the App on a single mobile device that you own or control and to run such copy of the App solely for your own personal use. Furthermore, with respect to any App accessed through or downloaded from the Apple, Inc. (“Apple”) application store (“Apple App”), you will use the Apple App only: (i) on an Apple-branded product that runs iOS (Apple’s proprietary operating system software); and (ii) as permitted by the “Usage Rules” set forth in the Apple App Store Terms of Service. We reserve all rights in and to the App not expressly granted to you under these Terms.
5. Your Use of the Service.
5.1 General. You agree to the following in connection with your use of the Services:
i. You may not use the Services if you are under 18 years old or otherwise do not have legal capacity to form a binding contract.
ii. You may not use the Services if you are not a resident of the United States.
iii. You agree to abide by all applicable laws, regulations and rules in connection with your use of the Services.
iv. You agree that you are solely responsible for all acts or omissions associated with your access and use of the Services and the access and use of the Services by anyone on your behalf.
v. In connection with your use of the Services, you shall not:
a. breach these Terms or any other applicable rules and instructions that ReceiptMatch may convey with respect to the use of the Services;
b. interfere with, disrupt, circumvent or manipulate the functionality or operation of the Services;
c. send automated or machine generated search queries or use robots, crawlers or similar applications to collect or compile content from the Services;
d. display the Services or any part thereof in an exposed or concealed frame, or link to elements on the Services, such as images and videos, independently from the web pages on which they originally appear; and/or
e. impersonate any person or entity, or making any false statement pertaining to your identity.
vi. In connection with your use of the Services, you shall not post, disseminate, transmit, or otherwise communicate through, or to the Services, or make available any content on the Services, which may reasonably be deemed as:
a. infringing or violating intellectual property rights of other parties, including patents, copyrights, trade secrets and trademarks;
b. identifying minors, their personal details or their address and ways to contact them;
c. software viruses, trojan horses, worms, vandals, spyware and any other malicious code;
d. encouraging, supporting, assisting, providing instructions or advising in the committing of a criminal offense, under the applicable laws;
e. constituting a violation of a person’s right for privacy or right of publicity;
f. prohibited by any applicable law, including court restraining orders, to be posted, published, disseminated, or otherwise made available to the public;
g. threatening, abusive, harassing, defamatory, libelous, vulgar, obscene or racially, ethnically or otherwise objectionable; and/or
h. unsolicited commercial communications (‘spam’), chain letters, or pyramid schemes.
5.2 Access Removal or Block. ReceiptMatch may, remove or block access to the Services, or any part thereof, for any reason that ReceiptMatch may consider to be justified in its sole discretion including, but not limited to:
5.2.1. to prevent misuse of the Services;
5.2.2. when RecieptMatch deems the use of the Services to be in breach of these Terms, or a violation of any applicable law; or
5.2.3. when your user account is terminated, either by yourself or by ReceiptMatch.
6. Description of Users.
We provide Visitors, ReceiptMatch Starter Users, ReceiptMatch Plus Users, and ReceiptMatch Team Users (as defined below) with access to the Platform as described in these Terms.
Visitors. Visitors are people who do not register with us, but who view the content on the Platform that is publicly available without logging into the Platform.
ReceiptMatch Starter Users. ReceiptMatch Starter Users can access and use ReceiptMatch’s personal and business management services and other services that are offered free of charge. Login is required for all ReceiptMatch Starter Users.
ReceiptMatch Plus Users. ReceiptMatch Plus Users can access and use: (i) all the Services that are available to ReceiptMatch Starter Users; and (ii) other paid Services provided by ReceiptMatch. Login is required for all ReceiptMatch Plus Users.
ReceiptMatch Team Users. ReceiptMatch Team Users can access and use: (i) all the Services that are available to ReceiptMatch Plus Users; and (ii) other paid Services provided by ReceiptMatch. Login is required for all ReceiptMatch Team Users.
The ReceiptMatch Starter Users, ReceiptMatch Plus Users and ReceiptMatch Team Users are collectively referred to herein as the “Users.” We are under no obligation to accept any individual or business as a User and may accept or reject any registration in our sole and complete discretion.
7.1 BY REGISTERING AND USING THE SERVICES YOU REPRESENT AND WARRANT THAT YOU ARE 18 YEARS OF AGE OR OLDER.
7.3 You agree to maintain your login details in absolute confidence and refrain from disclosing them to others. You are fully accountable for any use or misuse of your account on the Platform as a result of compromising your details or conveying them to someone else or not keeping them secure and confidential.
7.4 You may terminate your account at any time, by following ReceiptMatch’s designated termination process set forth on the Platform. ReceiptMatch may require you to verify your termination notice by sending ReceiptMatch an additional termination request message, either by e-mail or through any other means, as a prerequisite for termination of your account. Your account on the Platform shall be terminated within 10 days following your notification, and from that date of termination you shall no longer be able to access your account.
8. Fees; Automatic Renewals.
There is no cost or fee for a ReceiptMatch Starter User to use our Services. However, ReceiptMatch Premium Users shall be responsible for paying monthly or annual charges based on the subscription plan (“Subscription”) they select. In such case, you agree that we may use a third party payment processor (“Third Party Payment Processor”) to process payment of such fees. You warrant and represent that you are the valid owner or an authorized user, of the credit card you provide to such Third Party Payment Processor, and that all credit information is accurate.
It is important to note that when you sign up for a Subscription, your Subscription shall automatically renew until you cancel it. You may cancel at any time in accordance with the terms set forth in Section 7, and the cancellation will take effect on the day you cancel the Subscription. Upon receipt of the applicable renewal fees, we will send you a receipt via email. Again, if you do not cancel, then your Subscription shall automatically renew under the same Subscription.
We reserve the right to change any of the fees that we charge, or to institute new or additional fees, at any time after providing notice to you.
9. Refunds; Cancellations.
You can cancel your Subscription at any time under the profile settings page in the Website and App. All cancellations shall be governed by the terms set forth below:
9.1. Cancellation and Refunds.
i. For Monthly Subscriptions.
a. If you notify ReceiptMatch of your intent to cancel your Subscription within fourteen (14) days from the effective date of your Trial Subscription, you will receive a full refund of any prepaid fees for the applicable Subscription.
b. If you notify ReceiptMatch of your intent to cancel your Subscription after fourteen (14) days from the effective date of your Trial Subscription, you will not be entitled to receive a refund. Your Subscription will end immediately and there will not be a refund of any prepaid fees for the applicable Subscription.
ii. For Annual Subscriptions.
a. If you notify ReceiptMatch of your intent to cancel your Subscription within fourteen (14) days from the effective date of your Trial Subscription, you will receive a full refund of any prepaid fees for the applicable Subscription.
b. If you notify ReceiptMatch of your intent to cancel your Subscription after fourteen (14) days from the effective date of your Trial Subscription, but within one hundred and eighty (180) days from the effective date of your Subscription, you will receive a prorated refund of any prepaid fees for the applicable Subscription (such proration to be calculated using the date on which the Subscription is cancelled).
c. If you notify ReceiptMatch of your intent to cancel your Subscription after fourteen (14) days from the effective date of your Trial Subscription, and after one hundred and eighty (180) days from the effective date of your Subscription, you will not be entitled to receive a refund.
We reserve the right to issue refunds at our sole discretion. If we issue a refund, we are under no obligation to issue the same or similar refund in the future.
10. Account termination by ReceiptMatch.
10.1 Notwithstanding any remedies that may be available to ReceiptMatch under any applicable law, ReceiptMatch may temporarily or permanently deny, limit, suspend, or terminate your user account, prohibit you from accessing the Platform and/or Services (or any part thereof), remove content and take technical and legal measures to keep you off the Platform and/or the Services, if ReceiptMatch believes that:
i. you have abused your rights to use the Platform and/or Services; or
ii. you have breached the Terms; or
iii. you have performed any act or omission that violates any applicable law, rules, or regulations; or,
iv. you have performed any act or omission which is harmful or likely to be harmful to ReceiptMatch, its affiliates or any other third party, including other users, and providers of the Services; or,
v. your login credentials are compromised in any way; or
vi. you are delinquent in the payment of the applicable fees for the Services.
Except in cases where your continued use of the Services may expose ReceiptMatch, its affiliates or any third party to risk or harm, ReceiptMatch will make commercially reasonable efforts to give you prior notice, when applicable, prior to taking the above actions.
11. Links to Other Sites.
11.2. The Services may include paid advertisements, sponsored links and commercial information (the “Advertisements”). By clicking the Advertisements you may be transferred to a service of a third party advertiser or receive any other messages, information or offers from the advertiser and from others. ReceiptMatch is not responsible for any of the third party advertisers’ practices, including their privacy practices, or for the content of their advertisement, services, information, messages or offers.
13. Correction of Errors.
Subject to the terms and conditions set forth herein, ReceiptMatch uses commercially reasonable efforts to ensure the reliability of the information that appears on the Platform and in the Services. However, errors may occur. If you believe that any information sent or published by ReceiptMatch on the Services is erroneous, please inform ReceiptMatch at firstname.lastname@example.org.
14. Intellectual Property.
14.1 Content and Marks.All rights, title and interest in and to: (i) the Platform, the Services and any part thereof; (ii) text, documents, articles, brochures, descriptions, graphics, photos, sounds, videos and interactive features on the Platform and the Services (collectively, the "Materials"), (ii) all software and technology related to the provision of the Platform and the Services (the "Software" and together with the Materials and Software, the "Content"), and (iii) the trademarks, service marks and logos contained therein, as well as patents, copyrights, trade names, trade secrets and other intellectual property rights, and any goodwill associated therewith, are the property of and are owned by ReceiptMatch, its affiliates, its non affiliates, or its licensors, and may be protected by applicable intellectual property laws and intellectual property treaties. Except as expressly set forth herein, nothing in these Terms shall be construed as transferring any rights to you or any third party. ReceiptMatch, its affiliates, non affiliates or its licensors, reserve any and all rights not expressly granted in these Terms.
14.2 Use of the Services and Content.Unless expressly permitted in these Terms, you may not copy, distribute, display or perform publicly, sublicense, decompile, disassemble, reduce to human readable form, execute publicly, make available to the public, adapt, make commercial use, process, compile, translate, sell, lend, rent, reverse engineer, combine with other software, modify or create derivative works of the Platform, the Services or the Content or any portion thereof, either by yourself or by a third party on your behalf, in any way or by any means, including, but not limited to electronic, mechanical or optical means. The Content is provided to you on an 'as is' and 'as available' basis for your information and personal use only. If you use or print a copy of any Materials, you must retain all copyright and other proprietary notices contained therein.
14.3 Use of Marks.The trademarks, service marks, and logos of ReceiptMatch used and displayed on the Platform and the Services are registered and unregistered trademarks or service marks of ReceiptMatch or its affiliates (“ReceiptMatch Trademarks”). Other company, product, and service names located on the Platform and the Services may be trademarks or service marks owned by others (the “Third-Party Trademarks,” and, collectively with the ReceiptMatch Trademarks, the “Trademarks”). Nothing on the Platform and the Services should be construed as granting, by implication, estoppel, or otherwise, any license or right to use the Trademarks, without our prior written permission specific for each such use, or the written permission from the owners of “Third-Party Trademarks." Use of the Trademarks as part of a link to or from any site is prohibited unless establishment of such a link is approved in advance by us in writing. All goodwill generated from the use of ReceiptMatch Trademarks or any other intellectual property inures to our benefit.
15. Unsolicited Information; User Generated Content.
15.1. Unsolicited Information. By submitting any unsolicited information and materials, including comments, ideas, questions, designs, and other similar communications (collectively, “Unsolicited Information”) to us, you agree to be bound by the following terms and conditions. If you do not agree with these terms and conditions, you should not provide us with any Unsolicited Information. All Unsolicited Information shall be considered NON-CONFIDENTIAL and NON-PROPRIETARY. We, or any of our affiliates, may use such Unsolicited Information for any purpose whatsoever, including, but not limited to, reproduction, disclosure, transmission, publication, broadcast, and further posting. Further, we and our affiliates are free to use any ideas, concepts, know-how, or techniques contained in any Unsolicited Information you send to us for any purpose whatsoever, including, but not limited to, developing, manufacturing, and marketing products. By submitting any Unsolicited Information, you are granting us a perpetual, royalty-free and irrevocable right and license to use, reproduce, modify, adapt, publish, translate, distribute, transmit, publicly display, publicly perform, sublicense, create derivative works from, transfer and sell such Unsolicited Information and to use your name and other identifying information in connection with such Unsolicited Information.
15.2 User Generated Content. Users may post and/or create content through the Platform (hereinafter, “User Generated Content”). We cannot and do not review the User Generated Content--we merely act as a passive conduit for distribution of the User Generated Content. That said, we may remove User Generated Content that does not adhere to these Terms, or that is offensive or otherwise unacceptable to us in our sole discretion. As between ReceiptMatch and you, you retain all copyrights and other intellectual property rights in and to the User Generated Content. However, you hereby grant ReceiptMatch an irrevocable, non-exclusive, worldwide, royalty-free, sublicensable, transferable license to use your User Generated Content as reasonably necessary for us to provide the Platform. Remember, once you submit User Generated Content through the Platform, including any Personal Information, it may be accessible by other Users of the Platform.
16. Changes in the Services.
ReceiptMatch may make changes to the Services at any time. The changes may include, for example, the scope or type of Services, the layout or display and the Services’ content. Prior notice may be given in the event of material changes. The changes may cause inconvenience or even malfunctions at first although ReceiptMatch will use commercially reasonable efforts to minimize these events. You agree and acknowledge that ReceiptMatch does not assume any responsibility with respect to, or in connection with the introduction of such changes or from any malfunctions or failures that may result thereof.
17. Termination of Operation.
17.1. ReceiptMatch may at all times and in ReceiptMatch’s sole discretion, terminate the operation of the Services, or any part thereof, temporarily or permanently. In such an event, and when possible, ReceiptMatch will use commercially reasonable efforts to provide prior notice of termination.
17.2. You agree and acknowledge that ReceiptMatch does not assume any responsibility with respect to, or in connection with the termination of the Services’ operations or loss of any data as a result.
18. DISCLAIMER OF WARRANTY.
18.1 THE PLATFORM, THE SERVICES AND ALL CONTENT, FUNCTIONS AND MATERIALS MADE AVAILABLE THROUGH THE PLATFORM AND THE SERVICES ARE PROVIDED “AS IS,” “AS AVAILABLE”. NONE OF RECEIPTMATCH, ITS AFFILIATES, SUBSIDIARIES, OR ITS OR THEIR OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, INDEPENDENT CONTRACTORS, LICENSORS, SUB-CONTRACTORS, VENDORS, PARTNERS OR AGENTS (COLLECTIVELY, THE “RECEIPTMATCH PARTIES”), WARRANT THAT ANY OF THE FOREGOING WILL BE TIMELY, SECURE, UNINTERRUPTED OR ERROR FREE, OR THAT DEFECTS WILL BE CORRECTED. NONE OF THE RECEIPTMATCH PARTIES SHALL BE LIABLE FOR ANY DAMAGES TO, OR VIRUSES THAT MAY INFECT, YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY ON ACCOUNT OF YOUR ACCESS TO OR USE OF ANY OF THE FOREGOING. TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW, THE RECEIPTMATCH PARTIES DISCLAIM ALL WARRANTIES AND REPRESENTATIONS, EITHER EXPRESS OR IMPLIED, WITH RESPECT TO THE PLATFORM, THE SERVICES, ALL CONTENT, FUNCTIONS AND MATERIALS MADE AVAILABLE THROUGH THE PLATFORM AND THE SERVICES OR OTHERWISE ARISING FROM OR RELATING TO THESE TERMS, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, QUALITY, NON-INFRINGEMENT, TITLE, COMPATIBILITY, PERFORMANCE, SECURITY OR ACCURACY AND ANY REPRESENTATIONS AND WARRANTIES ARISING FROM A COURSE OF DEALING, COURSE OF PERFORMANCE OR USAGE OF TRADE.
18.2. YOU AGREE AND ACKNOWLEDGE THAT THE USE OF THE PLATFORM AND/OR THE SERVICES IS ENTIRELY AT YOUR OWN RISK. YOUR SOLE AND EXCLUSIVE REMEDY FOR DISSATISFACTION WITH THE PLATFORM AND/OR THE SERVICES IS TO STOP USING THE SAME.
18.3. SOME CONTENT THAT IS DISPLAYED ON OUR PLATFORM, OR IN CONNECTION WITH OUR SERVICES, IS BASED ON INFORMATION THAT IS SHARED BY USERS OF OUR SERVICES AND DOES NOT NECESSARILY REFLECT THE VIEWS OF RECEIPTMATCH. WE DO NOT MAKE ANY REPRESENTATIONS ABOUT SUCH CONTENT, AND DISCLAIM ALL LIABILITY IN CONNECTION THERETO. IF YOU HAVE A QUESTION ABOUT ANY SUCH CONTENT PLEASE EMAIL US AT SUPPORT@RECEIPTMATCH.COM.
18.4. RECEIPTMATCH DISCLAIMS ANY REPRESENTATION OR WARRANTY THAT THE SERVICES WILL IDENTIFY ALL QUESTIONABLE TRANSACTIONS ON YOUR USER RECEIPTMATCH IS NOT A PARTY TO ANY TRANSACTIONS ON YOUR USER ACCOUNTS AND DOES NOT ASSUME ANY RESPONSIBILITY OR LIABILITY WITH RESPECT TO ANY SUCH TRANSACTIONS.
18.5. NONE OF THE RECEIPTMATCH PARTIES OWN OR CONTROL THE FEATURES OR SERVICES PROVIDED BY THE THIRD PARTY PROVIDERS. NONE OF THE RECEIPTMATCH PARTIES IS A PARTY TO, OR HAS ANY RESPONSIBILITY OR LIABILITY WITH RESPECT TO, ANY TRANSACTION, COMMUNICATION OR INTERACTION BETWEEN YOU AND THE THIRD PARTY PROVIDER OR FOR ANY RESULTS CAUSED BY USING THE FEATURES OR SERVICES PROVIDED BY THE THIRD PARTY PROVIDERS. WE EXPRESSLY DISCLAIM ANY AND ALL LIABILITY IN CONNECTION WITH THE FOREGOING.
18.6. NONE OF THE RECEIPTMATCH PARTIES ENDORSE ANY USER, OR ANY USER GENERATED CONTENT SUBMITTED THROUGH THE PLATFORM. NONE OF THE RECEIPTMATCH PARTIES HAS ANY RESPONSIBILITY OR LIABILITY WITH RESPECT TO ANY USER GENERATED CONTENT SUBMITTED THROUGH THE PLATFORM OR FOR ANY RESULTS CAUSED BY USING SUCH USER GENERATED CONTENT.
19. LIMITATION OF LIABILITY.
IN NO EVENT SHALL RECEIPTMATCH PARTIES BE LIABLE FOR SPECIAL, INDIRECT, PUNITIVE, EXEMPLARY, OR CONSEQUENTIAL DAMAGES, INCLUDING WITHOUT LIMITATION LOST PROFITS, REVENUES OR SAVINGS, OR LOSS OF DATA, ARISING OUT OF OR RELATING TO THESE TERMS, EVEN IF SUCH RECEIPTMATCH PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES IN ADVANCE. IN NO EVENT SHALL THE TOTAL CUMULATIVE LIABILITY OF THE RECEIPTMATCH PARTIES FOR DIRECT DAMAGES ARISING UNDER THESE TERMS OR RELATING THERETO, EXCEED, THE TOTAL FEES PAID BY YOU TO RECEIPTMATCH IN THE TWELVE (12) MONTHS PRECEDING SUCH A CLAIM. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR NEGLIGENCE, CONSEQUENTIAL, INCIDENTAL OR OTHER DAMAGES, IN SUCH JURISDICTIONS RECEIPTMATCH PARTIES LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY APPLICABLE LAW.
You agree to indemnify, defend and hold the ReceiptMatch Parties harmless from and against any and all claims, damages, awards, settlements, loss, costs, expenses and payments (including reasonable attorney’s fees and legal expenses) arising or resulting from: (i) your breach of these Terms; (ii) your access to, use, or misuse of the Platform and/or the Services; (iii) your violation of any third-party right, including without limitation any intellectual property, or privacy right; (iv) your negligence or willful misconduct, or (v) any claims brought against any ReceiptMatch Party by a Third Party Provider as a result of your acts or omissions.
21. Governing Law; Jurisdiction; Agreement to Arbitrate; Class Action Waiver.
21.1. Governing Law. These Terms and your use of the Service, and any disputes directly or indirectly arising from these Terms or your use of the Services, shall be governed by and construed in accordance with the laws of the state of Pennsylvania, U.S.A. without giving effect to any choice of law or conflict of law rules or provisions, whether Federal, or of the State of Pennsylvania or of any other jurisdiction, which would result in the application of the laws of a jurisdiction other than the state of Pennsylvania.
21.2. Jurisdiction. You agree to resolve any dispute or claim that you may have against ReceiptMatch exclusively in the state and federal courts located in Philadelphia County, Pennsylvania. You hereby irrevocably consent and submit to the exclusive jurisdiction of such courts, and waive any jurisdictional, venue, or inconvenient forum objections to such courts.
21.3. Agreement to Arbitrate. If any dispute arises from these Terms or your use of the Services, we may elect to finally and exclusively resolve the dispute by binding arbitration governed by the Federal Arbitration Act ("FAA"). Any election to arbitrate, at any time, will be final and binding on the both parties. IF EITHER PARTY CHOOSES ARBITRATION, NEITHER PARTY WILL HAVE THE RIGHT TO LITIGATE THAT CLAIM IN COURT OR TO HAVE A JURY TRIAL. DISCOVERY AND APPEAL RIGHTS MIGHT ALSO BE LIMITED IN ARBITRATION. All disputes will be resolved before a neutral arbitrator, whose decision will be final except for a limited right of appeal under the FAA. Any court with jurisdiction over the parties may enforce the arbitrator’s award. The arbitration will be commenced and conducted under the Commercial Arbitration Rules of the American Arbitration Association (AAA) and, where appropriate, the AAA’s Supplementary Procedures for Consumer Related Disputes (AAA Consumer Rules), both of which are available at the AAA website www.adr.org. The arbitration may be conducted in person, through the submission of documents, by phone or online. If conducted in person, the arbitration shall take place in Philadelphia, The parties may litigate in court to compel arbitration, to stay proceeding pending arbitration, or to confirm, modify, vacate or enter judgment on the award entered by the arbitrator.
21.4. Class Action Waiver. You agree that any arbitration or proceeding will be limited to the dispute between us and you individually. To the full extent permitted by law, (1) no arbitration or proceeding shall be joined with any other; (2) there is no right or authority for any dispute to be arbitrated or resolved on a class action-basis or to utilize class action procedures; and (3) there is no right or authority for any dispute to be brought in a purported representative capacity on behalf of the general public or any other persons. YOU AGREE THAT YOU MAY BRING CLAIMS AGAINST US AND/OR ANY THIRD PARTY PROVIDER ONLY IN YOUR INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.
22. Copyright Policy.
It is our policy to respect the legitimate rights of copyright owners, and we will respond to clear notices of alleged copyright infringement in accordance with our Copyright Policy which may be viewed at https://www.receiptmatch.com/terms ("Copyright Policy").
ReceiptMatch may contact you and send you notice via e-mail, regular mail, Short Message Services (“SMS”), in-app messages, and notices on the Services. You may contact ReceiptMatch’s customer relations department, by using the contact us page on the Services, or by using ReceiptMatch’s contact details hereunder. If you do not wish to receive any of the above communications, you may opt-out by contacting us through the Contact Us section on our Website or App or by using ReceiptMatch’s contact details hereunder. ReceiptMatch reserves the right to publish in public - including on the Services - certain communications with you, such as your compliments regarding the Services, as long as your personal and identifiable details will not be revealed without your prior consent. All communications between ReceiptMatch and you will be deemed as received, if sent by e-mail, one (1) day after the e-mail communications.
ReceiptMatch’s contact details:
24. Compliance with Applicable Laws.
ReceiptMatch shall comply with all laws, rules and regulations, which are now or hereinafter promulgated by any government authority or agency, which govern or apply to ReceiptMatch’s provision of the Platform and/or the Services.
25.1. These Terms constitute the entire agreement between you and ReceiptMatch with respect to the Services and supersedes any and all other agreements with respect to the Services.
25.2. No waiver, concession, extension, representation, alteration, addition or derogation from the Terms by ReceiptMatch, or pursuant to the Terms, will be effective unless consented to explicitly and executed in writing by ReceiptMatch’s authorized representative.
25.3. Failure on ReceiptMatch’s part to demand performance of any provision in the Terms shall not constitute a waiver of any of ReceiptMatch’s rights under the Terms.
26. No Assignment.
Your rights and obligations under the Terms are not assignable, but may be assigned by ReceiptMatch without restriction or notification to you. Any attempted or actual assignment thereof by you shall be null and void without ReceiptMatch’s prior and explicit consent in writing.
The section headings in the Terms are included for convenience only and shall take no part in the interpretation, or construing of the Terms “including”, whether capitalized or not, means without limitation.
If any provision of the Terms is held to be illegal, invalid, or unenforceable by a competent court, then the provision shall be performed and enforced to the maximum extent permitted by law, and the remaining provisions of the Terms shall continue to remain in full force and effect.
The provisions of these Terms titled Intellectual Property, Disclaimer of Warranty, Limitation of Liability, Indemnification, Governing law and Jurisdiction, General, Changes in Ownership, No Assignment, Interpretation, Severability and Survival and any other provisions which by their nature would reasonably be expected to survive, shall survive the termination of these Terms.